How to Check Your Credit Score | St. Peters, MO

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Whether you have decided to lease or finance your new or used car, you’ll need to have your credit score checked. At Lou Fusz Subaru – St. Peters, we recommend utilizing one of the following tools to check your credit standing before coming into the dealership. This will give you the negotiating power and knowledge you need to make the best financial decision for you. Below we have shared 4 great ways that you can check your credit so you can better understand where you stand financially.

4 Ways to Check Your Credit Score

  • Access Your Annual Free Credit Report

    You can simply go online to and view your credit score once per year for Transunion, Equifax, and Experian. Every person, no matter your situation, are entitled to one free credit score per year from all three of the major credit bureaus.

  • Contact Each Credit Bureau Directly

    If you have already accessed your annual free credit report, you have the option to reach out to each credit bureau individually and purchase your credit score and history.

  • Utilize a Credit Monitoring Service

    There are many great services out there that allow you to monitor your credit history throughout the year. Most of these services require paid subscriptions. However, there are a few free services that will give you a brief overview of your financial standing. The great thing about this option is that you can monitor and ensure no suspicious activity occurs on your credit report.

  • Go to the FICO Website

    FICO (Fair Issac Corporation) is an organization that updates the FICO credit score that many lenders use when determining loan eligibility. If you access their website at, you can sign up to receive updates on your FICO score for either a monthly or annual fee.

If it has been a while since you have checked your credit score it can be a little scary. However, being able to understand where you stand financially will make it easier to find the car that best suits your wants and your financial needs. Knowing your credit score before you shop will give you the power to make the most educated decision when it comes to your new vehicle purchase. Reach out to us at Lou Fusz Subaru – St. Peters at 636-397-2012 and we will be happy to help. You can also get pre-approved online before you even step foot into the dealership!